CREDIT/DEBIT CARD

I am used to having a cash on my wallet so that every time I need something or want something then I can pay it directly. That is my lifestyle when I was in the Philippines I had only a bank account because I needed it for my job because they are going to deposit my salary in my bank account directly. My knowledge about bank transactions is limited because it is the company where I worked before open my account for them and then give me the card with my own PIN code.

When I arrived here in the United States everything has changed. My husband brings me to the bank to put me in his bank account and to sign some documents. My husband told me that he wanted me to have my own credit/debit card because I am not with him every time and he can't give me cash money all the time whenever I wanted to go out alone with my friends or with my mother and father-in-law. At first I am hesitant on having my own credit/debit card, but later I understand because every time I go to a mall everybody just swiping their cards to pay or writing a cheque. Bank company offers internet merchant account processing services nowadays to help serve customer in a more convenient way.